Card-funded wires delivered same day
For ACH funded wires choose same-day or within 3 days. Card-funded wires are delivered the same day by default.
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Send a domestic wire from inside your product.
Send a domestic wire to any US business bank account—same business day when you need it.
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Delivered the same day or up to 3 days.
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Card funded wires delivered same day by default
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No signup for the business getting paid.
API for wire payouts
API for wire payouts
Card-funded wires delivered same day
For ACH funded wires choose same-day or within 3 days. Card-funded wires are delivered the same day by default.
Built for large and final
Wires carry the highest amounts of any supported rail and they clear with certainty. Once a wire is received it can’t be reversed—which adds peace of mind for the recipient.
No signup needed for receiving businesses
The business getting paid doesn’t need to create a Melio account. We deliver it directly to their bank account.
Payment rails and compliance are built in
With one integration we take care of the bank relationships and compliance requirements. You don’t build or maintain any of it.
Built for large and final
Wires carry the highest amounts of any supported rail and they clear with certainty. Once a wire is received it can’t be reversed—which adds peace of mind for the recipient.
No signup needed for receiving businesses
The business getting paid doesn’t need to create a Melio account. We deliver it directly to their bank account.
Payment rails and compliance are built in
With one integration we take care of the bank relationships and compliance requirements. You don’t build or maintain any of it.
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What you get with wire transfers
Wire transfer
Three business days when funded from a bank account.
Same-day wire transfer
Same business day, if scheduled before the cutoff.
Card-funded wires
Delivered the same business day by default.
One cutoff to remember
6:00 p.m. ET, on every wire.
Delivery estimate
The estimate is shown on the payment when you create it.
Large B2B payments
Fund small or high amount payments in a B2B context.
No signup to receive
The business getting paid doesn’t need a Melio account.
Sandbox simulation
Trigger various payment scenarios in a sandbox before you go live.
