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Bank funding with custom speed and delivery.

Fund payments from a US bank account and pay out over the rail of your choice.

Explore API docs *The payouts API is currently in beta and not open to the general public.
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    Verify a bank account in 1–2 minutes.

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    Schedule for the date the payment should arrive.

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    Deliver the payment on the rail of your choice.

API for ACH funding

API for ACH funding

Users connect a bank account and verify it in minutes—or fall back to micro-deposits. A webhook tells you the moment it’s verified, so you never poll.

One verified account pays out over every rail we support—ACH, Fast ACH, RTP/FedNow, check, wire, or virtual card. Funding and delivery are separate choices on every payment.

Your users schedule the payment according to the date they want it to be received by their payee.

With one integration we take care of bank integrations and compliance requirements. You don’t build, operate, or maintain any of it.

Verified in minutes, not days

Users connect a bank account and verify it in minutes—or fall back to micro-deposits. A webhook tells you the moment it’s verified, so you never poll.

Fund one way, deliver another

One verified account pays out over every rail we support—ACH, Fast ACH, RTP/FedNow, check, wire, or virtual card. Funding and delivery are separate choices on every payment.

Decide when the payment is sent

Your users schedule the payment according to the date they want it to be received by their payee.

Payment rails and compliance are built in

With one integration we take care of bank integrations and compliance requirements. You don’t build, operate, or maintain any of it.

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What you get with bank funding

Two verification methods

We support instant verification with online banking credentials, or micro-deposits as a fallback.

Add multiple accounts

Hold one or more accounts per business and choose which to use per payment.

Large B2B payments

Fund small or high amount payments in a B2B context.

All dates up front

Users see the debit date and delivery date when scheduling, with a business day calendar for full transparency.

Full status tracking

We tell you when an account is verified or when a return has been received. No polling.

Sandbox simulation

Trigger various payment scenarios in a sandbox before you go live.

See how funds can be delivered

ACH & Fast ACH

Same-day or up to 3 days

Instant payment

Within minutes

Single-use virtual card

Same-day or up to 3 days

Check

Standard, express or overnight

Wire & fast wire

Same-day or up to 3 days

International (Coming soon)

USD & local currency

ACH & Fast ACH

Same-day or up to 3 days

Instant payment

Within minutes

Single-use virtual card

Same-day or up to 3 days

Check

Standard, express or overnight

Wire & fast wire

Same-day or up to 3 days

International (Coming soon)

USD & local currency

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