Land funds in minutes, 24/7
Payouts are not limited to business days and hours anymore, they land instantly around the clock.
Deliver funds to their account in minutes.
Land payments in the recipient’s bank account within minutes, 24/7. Fund with card or bank, eligibility is checked per payment.1
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Funds (up to $80,000) land within minutes.
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Available 24/7 for maximum coverage.
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Fund from a bank account or a card.
API for instant payouts
API for instant payouts
Land funds in minutes, 24/7
Payouts are not limited to business days and hours anymore, they land instantly around the clock.
We track which banks can receive
Not every US bank can accept an instant payment. We maintain a directory of reachable receiving routing numbers, and check it per payment.
No signup needed for receivers
The business getting paid doesn’t need to create a Melio account. We deliver it directly to their bank account.
A payout that pays you back
Intelligent funding orchestration drives premium methods like virtual card, so businesses get paid faster, and you can earn revenue share on the upgrade with no extra work from your team.
Payment rails and compliance are built in
With one integration we take care of the bank relationships and compliance requirements. You don’t build or maintain any of it.
We track which banks can receive
Not every US bank can accept an instant payment. We maintain a directory of reachable receiving routing numbers, and check it per payment.
No signup needed for receivers
The business getting paid doesn’t need to create a Melio account. We deliver it directly to their bank account.
A payout that pays you back
Intelligent funding orchestration drives premium methods like virtual card, so businesses get paid faster, and you can earn revenue share on the upgrade with no extra work from your team.
Payment rails and compliance are built in
With one integration we take care of the bank relationships and compliance requirements. You don’t build or maintain any of it.
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What you get with instant payments
Within minutes
Funds land in the recipient’s bank account in minutes.
24/7 availability
Instant payments are supported around the clock.
Up to $80,000
High sending limits per payment.
Reachability checks
We confirm the receiving bank can accept instant payment before you commit.
No signup to receive
A routing and account number is all the recipient needs.
Sandbox simulation
Trigger various payment scenarios in a sandbox before you go live.
