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Enable payments to 80+ countries.

Melio pays businesses in more than 80 countries today, in US dollars or in their local currency. International payouts are coming to the API—so here’s exactly how the rail works.

Explore API docs *The payouts API is currently in beta and not open to the general public.
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    80+ countries, in USD or local currency.

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    The exchange rate is locked before you commit.

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    Conversion and processing fees are included in the rate.

API for global payouts

API for global payouts

Send in US dollars, or send in the recipient’s local currency across 15+ currencies. Choose per recipient which one suits them, and they receive the funds in their bank account.

The exchange rate is shown while the payment is being set up and secured when it’s scheduled, so the amount debited is the amount that was agreed.

On local currency payments the international processing and conversion fees are already included in the conversion rate.

With one integration we take care of the bank relationships and compliance requirements. You don’t build or maintain any of it.

Two ways to pay, one integration

Send in US dollars, or send in the recipient’s local currency across 15+ currencies. Choose per recipient which one suits them, and they receive the funds in their bank account.

Rate is locked before you commit

The exchange rate is shown while the payment is being set up and secured when it’s scheduled, so the amount debited is the amount that was agreed.

No surprise fees stacked on the conversion

On local currency payments the international processing and conversion fees are already included in the conversion rate.

Payment rails and compliance are built in

With one integration we take care of the bank relationships and compliance requirements. You don’t build or maintain any of it.

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What you get with international payments

USD or local currency

USD payments land in 4 to 6 business days, Local currency payments land in up to 3 business days.

Choose delivery speed

For payments that are time-sensitive, there are expedited options. Expedite USD to 1 to 3 business days, or local currency to same-day or 1 business day.

15+ local currencies

Including EUR, GBP, and CAD.

Rate locked in

Rates are held for up to 30 minutes while the payment is set up and scheduled.

Large B2B payments

Fund small or high amount payments in a B2B context.

No signup to receive

The business getting paid doesn’t need a Melio account.

See other delivery rails

ACH & Fast ACH

Same-day or up to 3 days

Instant payment

within minutes

Single-use virtual card

Same-day or up to 3 days

Check

Standard, express or overnight

Wire & fast wire

Same-day or up to 3 days

ACH & Fast ACH

Same-day or up to 3 days

Instant payment

within minutes

Single-use virtual card

Same-day or up to 3 days

Check

Standard, express or overnight

Wire & fast wire

Same-day or up to 3 days

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