Three speeds with one integration
Standard checks go by mail. Fast and overnight checks go by courier and arrive the next day or in 3 business days. You choose per payment without building anything extra.
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Deliver checks, without the checkbook.
Pay any business by check—standard, fast, or overnight—without mailing anything. All you need is a name and a mailing address, and we manage the bank relationships and compliance.
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Checks delivered in 1, 3, or 5–7 business days.
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Fund from a bank account or a card.
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No sign up needed for the businesses getting paid.
API for check payouts
API for check payouts
Three speeds with one integration
Standard checks go by mail. Fast and overnight checks go by courier and arrive the next day or in 3 business days. You choose per payment without building anything extra.
Fund one way, deliver another
Deliver a check even if the payment was funded from a credit or debit card. Moving money across multiple payment rails is easy with the Melio API.
No bank details required
Some businesses won’t share account numbers. With our API, a name and a mailing address is enough, and the business getting paid just deposits it like any other check.
Payment rails and compliance are built in
With one integration we take care of the bank relationships and compliance requirements. You don’t build or maintain any of it.
Fund one way, deliver another
Deliver a check even if the payment was funded from a credit or debit card. Moving money across multiple payment rails is easy with the Melio API.
No bank details required
Some businesses won’t share account numbers. With our API, a name and a mailing address is enough, and the business getting paid just deposits it like any other check.
Payment rails and compliance are built in
With one integration we take care of the bank relationships and compliance requirements. You don’t build or maintain any of it.
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What you get with checks
Standard check
Five to seven business days by USPS, cutoff 9:00 p.m. ET.
Fast check
Three business days by courier, cutoff 2:00 p.m. ET.
Overnight check
Next business day by courier, cutoff 2:00 p.m. ET.
Card-funded checks
Charge a card, then deliver the payment as a check.
Just a name & address
No account number, no routing number, no signup from the recipient.
Check memo supported
Your reference travels with the payment and lands in their records.
