No bank details needed
Just an email address. That’s the whole delivery detail—so a business you’ve never paid before can be paid today, without a form, a phone call, or a security conversation.
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Send a card, not a bank transfer.
Issue a single-use virtual card (SUVC) for the exact payment amount and email it to the business getting paid. They run it on the card terminal they already have.
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The only detail you need is an email address.
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Issued for the exact amount, processed once.
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They process it on the terminal they already have.
API for SUVC payouts
API for SUVC payouts
No bank details needed
Just an email address. That’s the whole delivery detail—so a business you’ve never paid before can be paid today, without a form, a phone call, or a security conversation.
Use it like any other card
The card arrives by email and runs through their existing point-of-sale terminal, on their schedule, at any hour. No adjustments, no new software, no Melio account, no portal.
A payout that pays you back
Intelligent payout orchestration drives premium methods like virtual cards and you earn revenue share on the upgrade with no extra work from your team.
Payment rails and compliance are built in
With one integration we take care of the bank relationships and compliance requirements. You don’t build or maintain any of it.
Use it like any other card
The card arrives by email and runs through their existing point-of-sale terminal, on their schedule, at any hour. No adjustments, no new software, no Melio account, no portal.
A payout that pays you back
Intelligent payout orchestration drives premium methods like virtual cards and you earn revenue share on the upgrade with no extra work from your team.
Payment rails and compliance are built in
With one integration we take care of the bank relationships and compliance requirements. You don’t build or maintain any of it.
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What you get with virtual cards
Email delivery
Card details go straight to the business getting paid.
Exact amount
Issued for the full payment, processed once.
Ready immediately
They can run the card as soon as it arrives.
Full remittance data
The amount and invoice details travel with the card.
No signup to receive
No Melio account, no portal, no onboarding.
Recipients can switch
If they’d rather be paid by ACH, they can choose it.
