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Portrait of Tofi Stoler, Content Manager at Melio.

Tofi Stoler

Content Manager

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Before joining Melio as a content manager, Tofi worked as a journalist. For several years, she covered the local tech scene for CTech, an English web magazine by Israel’s largest financial newspaper, Calcalist. She previously also owned a small business that helped artists maximize their potential by applying to grants, residencies, and festivals around the world.

All articles by Tofi Stoler

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A small business owner using a laptop to pay her bills online with a credit card.

How To Avoid B2B Credit Card Processing Fees

Learn how to accept credit cards for B2B payments and keep processing fees off your bottom line.

How To Maximize Cash Flow With Digital Payments

Discover how digital bill payment tools help your business improve cash flow and stay financially healthy.

A coffee shop owner setting some cash aside.

Financial literacy

How Much Cash Should A Business Have On Hand?

Learn how much cash your business should keep on hand, and simple ways to build a stronger reserve.

EFT vs ACH Payments: Differences, Costs, and When You Should Use Each

Learn how EFT and ACH payments differ so you can pick the right way to pay and get paid.

The different types of ACH explained

ACH Debit vs. ACH Credit: Key Differences Explained

Learn how ACH credit and ACH debit differ, so you can choose the right payment for your business.

The owners of a fashion boutique using a laptop to set up online payments to suppliers.

What Is An ACH Withdrawal And How Does It Work?

See what an ACH withdrawal is, how it works, and how to stop one if you ever need to.

Paying business bills online with a credit card

Should You Pay Bills With A Credit Card? A Guide For SMBs

Discover how paying business bills by credit card can boost cash flow and earn rewards.

A small business owner leaning towards her laptop to send an ACH transfer to a vendor.

How Long Does an ACH Transfer Take? Full SMB Timing Guide

Learn how long an ACH transfer takes, what affects the timing, and when to choose ACH for your business payments.

A small business owner sitting at her kitchen table uses a laptop to prepare an income statement.

Business basics

How To Prepare An Income Statement For A Small Business

Learn how to prepare an income statement for your small business, step by step, with a free template and examples.

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